Are you eligible?

Whether you qualify for student finance depends on your personal details and the details of your course and university or college

Qualifying for student finance depends on your personal circumstances and university or college information. These include:

See Previous study and postgraduate study if you've had student finance for:

  • an HND, HNC or foundation degree
  • an Ordinary or Honours degree

Where you live

To qualify you'll need to meet all of the residence requirements. Generally, on the first day of the academic year in which your course starts, you must:

  • be a UK national or have 'settled status' in the UK (under the terms of the Immigration Act 1971)
  • be 'ordinarily resident' in England
  • have been 'ordinarily resident' in the UK, the Channel Islands or the Isle of Man for the three years immediately before starting the course - and not wholly or mainly for the purpose of receiving full-time education

Students who are settled in the UK may also be eligible if they have exercised a right of residence in the European Economic Area (EEA) or Switzerland before returning to the UK to study.

Settled status

'Settled status' means there are no immigration restrictions on how long you can stay in the UK.

Ordinarily resident

You're 'ordinarily resident' in England if it's where you normally live, even if you live abroad on a temporary basis. If you don't normally live in England because you, your parents or partner are Armed Forces personnel, you can still apply for financial support. You can apply online if your or their enlistment to the armed forces happened while you were living in England.

However this doesn't cover all circumstances - even if you don't meet these criteria, you may still qualify for student finance.

Your university or college

The university or college you plan to study at has to be one of the following:

  • a UK degree-awarding institution
  • a college that gets government funding and provides a course leading to a degree qualification
  • a private institution offering specifically designated higher education courses (ask your university or college if it qualifies)
  • a group of schools taking part in the School-Centred Initial Teacher Training (SCITT) scheme

Your course

To be eligible for student finance your course should lead to one of the following qualifications:

  • first degree, such as a Bachelor of Arts, Science or Education (BA, BSc or BEd)
  • Foundation Degree
  • Certificate of Higher Education
  • Diploma of Higher Education (DipHE)
  • Higher National Certificate (HNC)
  • Higher National Diploma (HND)

You'll also usually qualify if you're studying one of the following courses:

  • Initial Teacher Training
  • the further training of youth and community workers

Further education and postgraduate courses don't qualify for standard student finance - apart from special cases, like certain postgraduate courses of Initial Teacher Training.

Your age

To qualify for a student loan to help with accommodation and living costs (called the Maintenance Loan), you need to be under 60 years old when you start your course.

There's no upper age limit to qualify for grants or the Tuition Fee Loan.